Where you can create a capsule.
An eighteen-year product should be honest about geography on day one. This page says where we operate, where we do not, and why — and it is the same list the gifting link enforces, so a relative in an unsupported country finds out before they try to pay, not after.
European Union
Capsules can be created by parents and guardians resident in the EU, from our Netherlands base, with Spain served from day one. Gifts can arrive from anywhere on this page.
- Deposits in euros, by card or SEPA transfer
- Read your capsule in euros or dollars, your choice
- Full identity checks at creation, as required
United States
Not yet. American families can read every figure on this site in dollars, but capsules cannot be created from the United States today. Gift tax on a long-dated gift to a child works differently there, and we would rather solve that properly than open a market and explain it afterwards.
- You can switch the whole site to dollars at any time
- Tell us where you are and we will write when it opens
United Kingdom
The UK opens with us at launch. UK rules require promotions of products like ours to be approved by an FCA-authorised firm, so UK visitors get their own pages — carrying the approver’s name, the FCA’s prescribed risk warning, and a cooling-off period on first investment. Slower than a tap, and the law is right that it should be.
- UK pages approved before they exist, not after
- Same capsule, same seal, same recovery kit
Everywhere else
We open markets one at a time, because each one means real work: local identity checks, local payment rails, and local advice on how a gift to a child is treated. We will not switch a country on before that work is done.
- Tell us where you are and we will write when it opens
Questions this page usually raises.
We are EU citizens living outside the EU. Can we open one?
Availability follows residence rather than citizenship, because that is what the identity and tax rules follow. If you live outside a served market today, join the list for your country and we will write when it opens.
Can a relative in an unsupported country still give?
Not today. The gifting link checks where the giver is before it takes any money, so nobody pays and then discovers a problem. It is a blunt rule and we would rather it were blunt than have a gift stuck halfway.
What if we move to an unsupported country after opening a capsule?
The capsule is unaffected — it is not a bank account that gets closed. You keep your keys, your recovery kit and your unlock date. Some conveniences may pause, but nothing about your child’s claim at eighteen depends on where you live.
Why is the list so short?
Because a longer one would be a promise we could not keep. Every country here is one where we can verify identity, take payments and describe the tax treatment honestly. Adding a flag to a website takes an afternoon; earning it takes months.
Their 18th birthday is already on the calendar.
Setting one up takes ten minutes. We open capsules in small groups so every founding family gets a real conversation.
For parents and guardians (18+). One email to confirm, one when your capsule is ready — nothing else.
iPhone and Android apps arrive with the first capsules. Everything works in a browser on day one.