Euro capsule — Till18

A capsule that holds euros, and earns while it waits.

For families who would rather their child’s eighteen years were steady than dramatic. A Euro capsule holds regulated euro stablecoins — so no bank holds your child’s money, and no bank can close the account, lend it out, or fail with it in hand.

No date promised. One email to confirm, one when it is real — nothing else.

Why it is not here yet

Because the interest is the hard part. Paying it means working with licensed partners, and we would rather open the capsule late than open it with a yield we cannot keep paying in year nine. Bitcoin capsules carry the full promise today precisely because they need no partner at all.

How the interest will work

The capsule puts the money to work and earns interest on it. We keep one euro in five of what is earned and never touch the deposits themselves — the money your family put in is never ours to take a cut of, in any year, under any market.

That interest comes from lending markets rather than a bank rate, so it moves, and it is not guaranteed. We will show the rate net of our share, and we will not advertise a headline number we cannot stand behind.

One capsule, one asset

A Euro capsule holds euros for its whole life and can never be switched to something else — not by you, not by a future version of us. Families who want both simply open two capsules for the same child, and every gifting link says which one it fills.