Someone sent you a link. Here is what it is.
A Till18 capsule is a one-way savings gift for a child in your family. You put money in; nobody can take it out until the day that child turns eighteen. Not their parents, not the company that built it, not you.
Giving takes about a minute.
Open the link
It works on any phone or computer. You do not download anything, and you do not make an account — not now and not later.
Choose an amount and pay
Card or bank transfer. The full cost is shown on the screen before you pay, including any fee, so there are no surprises afterwards.
Write something
This is the part that matters. Your note is sealed with the money and the child reads it on their eighteenth birthday, in your words, dated today.
What it costs you.
You will see the exact total before you confirm. If your card is in a different currency, the screen shows what your bank will charge you and what the capsule receives.
The questions people actually ask before paying.
Is this a scam?
A fair question, and the right one to ask about any link asking for money. Three things you can check without taking our word for it: the link is on till18.com and nowhere else; the parents who sent it can tell you the child’s name and unlock date, which appear on the page; and the money goes into a capsule whose rules are published publicly, not into an account we control.
If anything feels off, do not pay. Call the family member who sent it. We would rather lose a gift than have you take a risk on our behalf.
Can the parents spend the money?
No. That is the entire point of the product. There is one way out of a capsule and it belongs to the child, after their eighteenth birthday. The only exception is an emergency release that needs a majority of the family’s appointed guardians to agree, a 60-day public notice, and can be vetoed by any one of them.
Do I have to make an account?
No. You give, you write your note, you close the tab. If you give again next year the link still works, and you still will not need an account.
What happens to my note?
It is sealed with the gift and stays unread until the child turns eighteen — parents included. On unlock day they read every letter, in the order they were written, before the money appears.
What is the money actually held as?
Each capsule holds one asset, chosen by the family when they created it, and the page you were sent says which. It might be Bitcoin, or euros, or dollars. Whichever it is, it can go up and down in value, and the family chose it knowing that.
Can I give from another country?
Yes, from any country we serve, in your own currency. The availability page lists exactly where that is today.
Capsule balances are investments, not deposits, and are not covered by any deposit-guarantee scheme. Their value can go down as well as up. Nothing here is financial or tax advice.